It is with great pleasure and enthusiasm I apply for acceptance into the PhD program at your university. My enthusiasm for finance though not immediately recognized as a youth has steadily grown and developed during my career as a student. In a world that is ever evolving and changing, I feel it is essential that financial students and professionals of the future take into consideration the impacts technology and the global business environment will have on the field of finance. My interests in pursuing my professional degree align with this thought process.

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My research experience thus far has created a strong desire to learn more about global finance. Thus far my research foundation has included examining the strength and creditability of various enterprises and industries as well as summarizing market trends and general financial information. My goal in pursuing higher education in finance includes exploring what strengths and best practices small to must adopt to succeed and remain competitive in an increasingly global or international business environment. More and more organizations are relying on international relationships to conduct business in. Technology has changed the way financial enterprises conduct business and communicate with one another. I am eager to pursue analysis of the financial industry in light of these changes to determine what impact technology has had on the industry and what impact it will continue to have on the industry and nature of services global financial firms have on consumers.

My skills base currently includes exceptional knowledge in finance and economics, exceptional presentational and team player ability complemented by a collaborative demeanor and the detail oriented, of a professional student. Thus far my work experienced includes assisting the finance professor at Fisher College of Business, a position that provided great experience in the areas of analysis, market competition and financial review. I feel this foundation will provide me the knowledge base I need to excel in my professional pursuit of finance.

My love of finance was not always as clear to me as it is today. During my youth my family encouraged me to pursue finance and follow in their footsteps. My parents both worked in finance, my father as Vice President of a branch of the for eight years; my mother as President of a branch of the Bank of China. Many of my relatives also work in finance; hence growing up I had much exposure to this exciting and stimulating field.

As I came into my own however I came to believe that I would excel as a historian rather than a financial professional. I have always been fascinated with history. Stories detailing the rise and fall of the Egyptians, the Roman Empire and other great nations proved mesmerizing and intriguing.

My interests in other areas have also been diversified; I have pursued many adventures, participated as president of many clubs, and won many competitions in music, sports, dance and more. My strength has always been academics however. During high school I was presented the unique opportunity to come to the United States and continue my education. It was here that I decided to study history initially. Though my parents pressured me to study finance or business, I found such work tedious at least initially. I did however entertain my parents and begin taking more classes in finance. This was probably the best decision I have ever made and helped create the professional I am today.

The more I learned the more I came to understand that finance was more than crunching numbers. The field of finance has a unique history all its own. Finance is an interesting and creative process, which I cam to realize after some time. I have since began to recognize how financial analysis, research and teachings can contribute to our welfare.

My desire to learn more about finance has grown significantly since this time. During my senior year I became interested in pursuing my PhD in finance, and decided ultimately I would prefer to pursue a career as a financial professor. Talking with finance students, I learned that I would face many challenges in this unique and diversified field. Friends, family and colleagues encouraged me. and Kewei Hou encouraged me and helped my skills develop in different ways. During my discussion of finance with professors and students alike, I came to realize how interrelated economics and finance are. It was then that I made the decision to pursue a second major in economics and business. To further my understanding of finance I also pursued a master’s degree in economics. During this time I achieved and maintained a 4.0 GPS and came to understand how central math is to finance. I have since and elementary real analysis, but still feel my math skills are lacking and hence plan to improve my skills as much as possible.

Lastly, I would like to add that while my GMAT score is reputable, I feel my score does not adequately represent my ability to succeed at your university. My GPA is a far more accurate and consistent measurement of my ability. I believe with your guidance and support I can fulfill my dream and enhance my knowledge and education of the world of finance. Thank you for your sincere attention and interest.